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How Much Does It Cost to Furnish a Home?

November 25, 2025

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Est Reading Time: 12 Mins

 

Furnishing a new home is an exciting step. It is the moment your house truly begins to feel like your own. Once the keys are in your hand, the next big question is often, “How much will it cost to furnish my home?”

 

At La-Z-Boy Ottawa, Kingston, and Gatineau, our interior design experts have helped thousands of homeowners plan their dream spaces. Mary Lee Smyth, Interior Designer at La-Z-Boy Kingston, explains that every home can feel complete when the right layers of furniture and décor come together. 

 

“A well-designed room has about seven layers: your main seating, tables, rugs, lighting, accents, décor, and artwork. When something feels off, you are likely missing one of those essential layers.”

 

In this updated 2025 guide, we break down average furnishing costs by room, offer budgeting advice, and provide real La-Z-Boy price examples so you can plan your project with confidence.

Key Takeaways: 

 

  • Budgeting is crucial when furnishing a new home since it helps guide your decisions and prioritize spending.
  • Furniture costs vary greatly depending on quality, material, and room size. For this article, we’ll be looking at the average cost of each furniture item and decor so you can better gauge how you want to budget your spending.
  • This guide offers a breakdown of costs for essential furniture in each room. The rooms we will cover are the living room, dining room, bedroom, basement and your backyard (if applicable).
  • Interior design services, like those offered by La-Z-Boy, can help you maximize your budget and style. They can also help with any size project, including an entire home.
  • Consider additional costs like delivery and protection plans when planning your budget.

 

In This Article…

  1. Creating a Furnishing Budget
  2. Cost Breakdown: Room-by-Room
  3. The Grand Total of Furnishing a House
  4. Additional Cost Considerations

 


Creating a Furnishing Budget

 

Before we list each price range for each room, you might be wondering where you should start. Well, creating a budget is a good place to begin. But how does one create a furnishing budget?

 

The first step is understanding what you need to furnish. This means considering the size of your home and the number of rooms you need to fill. Listing your essential furniture items is also a great place to start since it’ll help you determine what you want in each room. If you already own some pieces, that's great!

 

This budget should cover the fundamental furniture items necessary to make your house functional and comfortable. Extras like decor and artwork can be added later as your budget allows.

 

Here’s what your furnishing budget should include:


A Furnishing Budget SHOULD Include:

A Furnishing Budget Should NOT Include:

  • Furniture
  • Rugs
  • Artwork
  • Accessories/Decor
  • Light Fixtures
  • Paint
  • Mouldings/Trim Work
  • Cabinetry
  • Flooring
  • Stone Work
  • Countertops
  • Electronics
  • Appliances

Next, decide where to save and where to splurge. Go through your list and determine which items are worth investing more in and where you can opt for more budget-friendly options.

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Cost Breakdown: Room-by-Room

 

Furnishing a house involves many decisions. To help, here’s a breakdown of the typical costs associated with furnishing each room.

Living Room

 

The living room is often the most significant investment in your home due to its central role in entertaining and relaxation. Costs here can vary based on room size, the number of pieces, and the type of materials (e.g., leather vs. fabric).


Furniture

Average Cost Range

Sofa

$1,000 – $3,000+

Accent Chair

$400 – $1,500+

Coffee Table

$200 – $2,000+

End Tables

$150 – $1,000+

Lamp

$200 – $900+

Area Rug

$200 – $5,000+

Artwork

$250 – $1,200+

Curtains / Drapes

$300+ per set


Total Cost to Furnish Living Room: $2,700 – $12,000+

 

At La-Z-Boy, furnishing a living room can range between $8,000 to $25,000, depending on your selections. To learn more about the cost of furnishing a living room with La-Z-Boy furniture, take a look at this article.

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Bedroom

 

Your bedroom is your sanctuary. The cost will depend on the room size and the type of furniture you select, particularly the bed frame.


Furniture

Average Cost Range

Bed Frame

$150 – $2,500+

Nightstands

$100 – $1,000+

Bedroom Lighting (Lamps)

$200 – $900+

Dresser

$300 – $2,000+

Full-Length Mirror

$50 – $550

Accent Chair or Bench

$400 – $1,000+

Area Rug

$100 – $4,000+

Decor / Accessories

$250 – $1,200

Window Coverings

$300+ per set

Total Cost to Furnish Bedroom: $2,050 – $13,750+

 

Purchasing a coordinated bedroom set can streamline the process and potentially reduce costs. To learn more about the cost of furnishing a bedroom, take a look at this article.

Cost to Furnish a House

Basement

 

The basement is versatile—it could be a cozy family room, a home theatre, or even a gym. The cost varies widely depending on how you plan to use the space.


Furniture

Average Cost Range

Sofa

$500 – $5,000

Sectional

$700 – $5,000

Coffee Table

$200 – $1,800

End Tables

$150 – $1,300

Entertainment Unit

$600 – $3,500

Lamp

$200 – $900

Area Rug

$100 – $4,000

Artwork/Accessories

$250 – $1,200

Total Cost to Furnish Basement: $2,700 – $22,700+

 

The reason the cost is more than a living room is that the basement covers more ground, meaning you’d probably want to fit more down there if you’re able to. To learn more about the cost of furnishing a basement, take a look at this article.

Cost to Furnish a House

Dining Room

 

The dining room is where memories are made. Invest in quality furniture that will stand the test of time.


Furniture

Average Cost Range

Dining Room Table

$150 – $4,000+

Dining Room Chairs (per chair)

$100 – $2,000+

Buffet / Sideboard

$100 – $30,000+

Bar Cart

$50 – $5,000+

Area Rug

$200 – $2,000+

Chandelier

$200 – $300+

Artwork

$250 – $1,200+

Total Cost to Furnish Dining Room: $1,400 – $61,000+

 

Dining rooms can either combine with the kitchen area or be its own separate space. It all depends on how much space you have and if it will obstruct your traffic within your kitchen. After all, no one likes a crowded cooking area!

 

To learn more about the cost of furnishing a dining room, take a look at this article.

Cost to Furnish a House

Patio/Backyard

 

If you love the outdoors, your patio or backyard might be just as important as any room inside your home. Although La-Z-Boy doesn’t sell any outdoor furniture, we still acknowledge that many people love spending time outside. 


Furniture

Average Cost Range

Patio Set (Couch, Chair, Side Tables)

$400 – $2,000

Bistro Set

$90 – $250

Dining Set

$200 – $2,500

Decorative Lighting

$30 – $200

Total Cost to Furnish Patio: $720 – $4,950

 

It is important to note that all backyards need all of these furniture items. Every backyard is different and may not require an outdoor dining set to look great. As with every room, it’s about what you want and what your space allows.

Cost to Furnish a House

 

The Grand Total to Furnish a Home

 

So, that was a lot of numbers thrown all at once! But what’s the total cost to furnish a home? Based on these estimates, you can expect to spend anywhere from $13,000 to $100,000, depending on your choices.

 

Now, this is a huge range. As mentioned before, this takes into consideration the quality of the furniture, as well as your space. The better the quality, the more expensive it will become. However, there are more than just furniture costs that can affect your total as well…

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Additional Cost Considerations

 

Furnishing a home involves more than just the cost of furniture. Here are some additional expenses to keep in mind:

Protection Plan Fees

 

Protect your investment by opting for additional protection plans, which cover accidental damage not included in the manufacturer’s warranty. To learn more about La-Z-Boy’s warranty, read this article.

Interior Designer Fees

 

Consider hiring an interior designer if you need help selecting and coordinating furniture. La-Z-Boy offers complimentary design services, which can save you high costs. To learn more about What to Expect from La-Z-Boy Interior Designers, read this article.

Delivery Fees

 

Don’t forget about delivery fees, which can range from $60 to $200 depending on the service level. La-Z-Boy offers a White Glove delivery service starting at $129.99 in Ottawa, Gatineau and Kingston and $169.99 for out-of-town deliveries. To learn more about our Delivery Services, take a look at this article.

 

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What's Next?

 

Furnishing a whole home is a significant investment. It might be more manageable to start with the key rooms and gradually complete the rest as your budget allows. Also, consider financing options to spread out the cost over time.

 

At La-Z-Boy, we offer a wide variety of furniture for every room in your home, with a focus on quality, comfort, and craftsmanship. Visit one of our Ottawa, Gatineau or Kingston showrooms or schedule a visit online to get started.

 

Additionally, don't miss the opportunity to utilize our interior designers, who can assist you in creating a design project that harmonizes seamlessly with your home.

 

If you’re interested in learning more about shopping at La-Z-Boy, here is our comprehensive shopping guide.

 

Related Links

 

What to Expect When Visiting La-Z-Boy as an Elderly Person

Five Best Selling La-Z-Boy Sofas

Affordable Living Room Ideas




Photo of Nicholas Carchidi

Nicholas Carchidi

Content Writer at StyleMeetsComfort.ca

Nick has been the lead content writer for La-Z-Boy Ottawa, Gatineau and Kingston since 2022, specializing in the furniture industry. He collaborates with experts in his field, ensuring that each piece on the La-Z-Boy Learning Centre is accurate and valuable. He provides readers with expert knowledge on all things furniture. If you'd like to learn more about Nick, you can check out his LinkedIn page here.

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